Clear Steps. No Confusion. Real Results.

 We get it — if you called us out of the blue about money, we would be skeptical too. The truth is, the holder of escheated property is safeguarding unclaimed property under your name, but don't actively notify everyone.  We exist because most people don’t know about these funds, and even fewer have the time or patience to complete the claim process alone. 

This is a legitimate process backed by state law.  We specialize in locating rightful owners, handling the documentation, and ensuring funds are returned. Our business only works because it’s 100% legitimate, ethical, and compliance-driven 

Heritage Asset Recovery LLC is registered with the US Department of Treasury,  Wisconsin Department of Financial Institutions, and is strictly governed under Chapter 177 of the Wisconsin State Statutes.

This means:

• Agreements must meet legal standards — every agreement we use is written in compliance with Chapter 177 requirements, including disclosures and clear fee terms.
   
• Clients remain in control — the holder of assets issues checks directly to claimants, not to us. You never have to “trust us with your money.”
   

By following these statutes, we ensure every recovery is ethical, transparent, and verifiable. 

Lost assets are financial holdings that have had no owner activity for many years, and where the holder has been unable to reach the rightful owner. These escheated funds can take many forms, including:

• Savings accounts
   
• Checking accounts
   
• Uncashed dividends
   
• Stocks and mutual funds
   
• Customer deposits or overpayments
   
• Certificates of deposit
   
• Credit balances
   
• Refunds
   
• Matured life insurance policies
   
• Uncashed death benefit checks
   

In addition, the law requires that utility deposits, unclaimed wages, and assets resulting from a business closure be reported as lost assets. Importantly, the statute does not cover real estate.

 Absolutely — and we encourage it. Your attorney will likely confirm that everything is in order and fully compliant.

 In most cases, attorneys even tell clients that using a recovery firm like Heritage is a more cost-effective option, since we handle the entire process from start to finish on a simple contingency basis, and do not charge nearly the amount an attorney would!

Typical amount of your active time in this process is 5-10 minutes of paperwork at the outset of our recovery.  

From there it varies depending on the complexity of your claim and how quickly the holder processes releases the funds. Simple claims can take a few weeks, while more complex ones — such as those involving estates or multiple heirs — may take several months. We keep you informed every step of the way so there are no surprises. 

 Yes — completely. All information you provide to Heritage Asset Recovery is used exclusively for the purpose of verifying ownership and preparing your claim. We never sell, share, or distribute client information to any third party. Every record is handled with care and in accordance with data privacy standards.  

 That’s actually very common. In many of our cases, the original owner passed away without a will.  Through genealogical research and public record tracing, we identified a family connection that links you as a potential heir — sometimes several generations removed. It’s not unusual for heirs to have never met or even heard of the deceased. Our role is to verify that connection and help ensure those funds are returned to the rightful family line instead of remaining permanently lost.

 Yes — absolutely. Many of our clients are in the same situation. You don’t need to have a will or personal documents to start the process. Our team conducts all the necessary research to establish the legal connection between you and the original owner. We work directly with governmental agencies, vital statistics, and genealogical documentation to verify your eligibility. 

There are no upfront fees. Our work is completely contingency-based. Once your claim is approved and the holder issues your check, we collect a percentage as our fee. If you don’t get paid, neither do we. Our fees typically range from 10%-20%

It can happen, unfortunately in some cases the original holder of the funds does not provide substantial information to verify the identity of the original owner or heirs.

If no funds are recovered, you owe us nothing. We work entirely on a contingency basis, meaning our success is directly tied to yours. We handle all the hard work — you only pay a small percentage once your funds are successfully released by the state.